For manually processing credit card transactions from any computer with an Internet connection in the world, you need what is known as a Virtual Terminal. This is how a virtual terminal works. You simply login to a secure website with a login and password and you are able to charge cards, perform authorizations, and even process credits. In addition, you have complete online reporting of all your transactions and orders. Here’s all that you can do using a virtual terminal:
- Manually enter credit card transactions for mail or phone order sales.
- Refund money to a customer’s credit card.
- Automatically bill customers for recurring charges.
- Check the status of transactions, and run a variety of reports
- Capture previously authorized transaction.

The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or eCheck transactions manually. Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for mail order/telephone order (MOTO) sales. Submitting multiple transactions in a single file is an efficient way to upload credit card and electronic check transaction data from enterprise applications or other file-based systems.
Simply put, a Virtual Terminal is an online version of the credit card swipe machines used in stores. But it gives you added advantages:
- Increases sales
- Saves money

Why use Virtual Terminal?
- It’s easy.
- It’s affordable.
- It lets you expand your business
- It’s convenient!

Finally, here is how it works:
- Enter order details.
- Enter billing information.
- Enter shipping address; shipping label will be created for you.
- Preview transaction and submit.