If you have a payment journal with multiple vendors, some with a default sending profile "email" and some with a default sending profile "direct to file", when you press the "Send remittance advice" BC is properly sending out all emails but is downloading only one file to disk for the last line in the payment journal with a "direct to file" setting in the vendor card.
If you execute the same command in a BC on premise, BC is creating as many files as many lines in a payment journal with a "Direct to file" sending profile in the vendor card.

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