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which journal is used in NAV to set open stock for an item?
Use Item journal
Item journal in Warehouse.
Do you need to enter open balances?
You need to use item journal
For opening stock you need to use Item journal
how to do payment process in NAV?
Is payment journal is the only option or any other process available in NAV?
You can follow the below link
Yes Payment Journal is the only way.
Please verify my response if it helped you to solve your issue as it would also help other forum members
Item journal is the best way
for the payment there are some several ways but its depends on your business requirement
basically payment journal is the option to handle by internal payment like (Finance Department)
could you please mention those different ways other than payment journal?
Besides payment journal, you can also do payments through ACH electronic payments where certain setups are required before you do the payment. You can refer my blogs on it using the below links.
You can read the following msdn link: