Global Business Central Banking Integrations
Banking & Treasury Automation Suite (SK Global Software)
A premier add-on for Dynamics 365 Business Central that covers statement import (MT940, Camt.053, BAI2), payment proposals, payment export, automatic clearing, and rule-based account assignments. Direct integrations to banks and payment gateways span the US, India, Singapore, Spain, the UK, and beyond, with OCR support, mandate-based direct debit, PCI-compliant eCheck and credit-card processing, and centralized cash and treasury management.
FinAPI (Europe, UK, Spain)
An open-banking API platform compliant with PSD2. Pulls account data, categorizes cash flows, and initiates SEPA and UK Faster Payments. Banks across Spain and the UK expose real-time statements and payment initiation via finAPI, enabling seamless automated reconciliation and payment export from Business Central
Sila (USA)
A Banking-as-a-Service platform offering ACH payment APIs, virtual accounts, digital wallets, and embedded money transfers. Fintech teams can generate US-ACH payment files, receive balance and transaction feeds, and automate clearing and account assignment back in Business Central via Sila’s integration points.
Vault & UltimaBanq (Global IBAN & SWIFT)
White-label fintech cores that spin up multi-currency IBAN accounts (and in some regions even crypto wallets). Via API you can export statements, send SWIFT and SEPA files, and drive real-time reconciliation and account assignments in Business Central. Vault empowers global payment rails for fiat/crypto; UltimaBanq targets high-risk and EU/UK high-volume needs.
Solid (Global FinTech)
A full FinTech stack exposing deposit accounts, ledger entries, card issuance, and payment APIs. Integrate Solid’s endpoints to pull bank transactions for import, propose vendor/customer payments, and export card or ACH/SWIFT files directly from Business Central journals.
North One & Banker’s Dashboard Deluxe (USA)
– **North One**: US-only business bank with REST APIs for transactions, statements, and payment initiation.
– **Banker’s Dashboard Deluxe**: Designed for banks and credit unions but usable by corporates for real-time branch and cash-management feeds into ERP systems.
Both expose secure cloud endpoints that Business Central can consume for import/export.
Region-Specific Digital Banking Feeds
## USA
Digital-only banks like Chime, Juno, and the US arm of Revolut all let you download or API-pull statements in CSV/OFX and generate ACH or X-9.37 payment files that you can import and reconcile in Business Central.
## India
Neobanks such as Freo, Fi Money, Jupiter, InstantPay, and FamPay provide zero-balance corporate and personal accounts with downloadable CSV statements or APIs for transaction feeds. You can map their exports into BC payment journals and run automatic clearing rules.
## Singapore
MAS-licensed digital banks—GXS Bank (Grab + Singtel), MariBank, ANEXT—offer online current accounts, real-time statement APIs, multi-currency balances, and payment-initiation endpoints. Business Central can consume their JSON/CSV feeds for automated bank statement imports and payment proposals.
## UK & Europe
Digital banks like Starling, Monzo, Revolut, and Wise expose PSD2-compliant APIs and standard CSV/OFX exports. Use finAPI or direct bank connectors to pull statements Payments or SEPA, and auto-assign accounts in Business Central.
## Spain
Spanish banks subject to PSD2 are accessible via finAPI (see above). For non-PSD2 feeds, many still provide MT940 or bank-specific CSV exports that can be imported through the same BC banking templates or custom connectors.
Suggested Steps
1. Review the file formats and APIs your local banks expose (e.g., MT940, BAI2, CSV, JSON).
2. Evaluate the SK Global suite if you need a turnkey, multi-region add-on for Business Central.
3. For open-banking regions, consider finAPI (EU/UK/Spain) or native bank APIs where supported.
4. In the US, leverage Sila for ACH or North One for US-centric business banking.
5. For India and Singapore, verify whether your bank offers direct CSV/JSON downloads or an API sandbox for integration.
6. Pilot your chosen solution in your Business Central sandbox, testing statement imports, payment proposals, export formats, and reconciliation rules.
