web
You’re offline. This is a read only version of the page.
close
Skip to main content

Announcements

No record found.

News and Announcements icon
Community site session details

Community site session details

Session Id :
Dynamics 365 Community / Blogs / Dynamics GP Support and Services Blog / NACHA Rule Changes for 202...

NACHA Rule Changes for 2026: Impact on Dynamics GP Explained

Views (10)
Terry R Heley Profile Picture Terry R Heley Microsoft Employee
Well… believe it or not, we’re already halfway through March, and there’s finally an end to the winter season in sight. I hope everyone’s 2026 is off to a great start.

Today, I want to take a closer look at the NACHA‑announced rule changes and what — if anything — they mean for you as a Dynamics GP customer.

Before we dive in, let’s set the scene with a little background.

Back in 2019, NACHA released changes for encryption and data requirement.  Following widespread industry disruptions at the time, compliance deadlines were later extended to 2023 to give organizations additional time to adjust.

When reviewing those requirements, many of the examples reference organizations processing more than 6 million ACH transactions annually.
In reality, that level of volume falls well outside the typical small‑business profile that Dynamics GP is designed to support and is more commonly associated with larger ERP platforms.

As a result, when 2023 arrived, no changes were made to Dynamics GP — and customers have continued operating without issue.

There were NACHA Security Requirements for June 2020 Effective Dates:
Phase 1 – June 30, 2020 for Originators and Third-Parties with ACH volume greater than 6 million in 2019
Phase 2 – June 30, 2021 for Originators and Third-Parties with ACH volume greater than 2 million in 2020
https://www.nacha.org/rules/supplementing-data-security-requirements 

Fast‑forward to March 2026, and NACHA has announced additional ACH requirements that continue to target larger organizations.
NACHA changes in the 2026 year, are too for greater than 6 million in ACH.
https://www.nacha.org/content/summary-upcoming-rule-changes 

No changes were made in Dynamics GP in 2023, as these requirements applied primarily to larger organizations. Based on a review of the upcoming 2026 NACHA changes, the requirements continue to target high‑volume ACH originators and remain outside the scope of typical small‑business use cases. As a result, no Dynamics GP–specific code changes are expected.

In GP Power Tools, Microsoft MVP David Musgrave has done excellent work with encryption and Dynamics GP, that may be required by customers.  Please review if you need this type of solution for Dynamics GP.  Winthrop Development Consultants - Products - GP Power Tools 

Regarding the Standardized company entry descriptions.  You can do this today in Dynamics GP Payroll if you have not done so.

Tools | Setup | Payroll | Direct Deposit | ACH Fields Setup


                                 
                                                               

For Payables EFT - Cards | Financial | EFT File Format - Change Field 7 Company Entry Description in the Batch Header Line Type.

                                        

Hope this information alleviates any incorrect payroll ACH information!
Thanks
Terry Heley
Microsoft.

Comments

*This post is locked for comments