We are currently using PayPal Here on an iPad for our cc processing. I am setting up RMS and want to integrate our processing with RMS. So I went to sign up through Dynamics online payments. Here it says PayPal integration will cost me $18.95 a month plus $.08 per transaction. No problem. Then it kicks me to another PayPal sign up for where PayPal will charge me $16.95 a month plus $.08 per transaction. So is the $18.95 Microsoft quoted just for Microsoft or does that include the fees PayPal states on their site?