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Running any add-ons? Sounds like you are and at the one store, its not setup the same as the others.
I think what you are describing is normal. But you can over ride the deposit on a per transaction basis. Use Shift + F9 (Details). While viewing a layaway, the Details button allows you to over ride the deposit amount.
It is odd that you say that only 1 store of 7 is acting this way. Are you sure this isn't normal behavior at all stores? From what I can tell, this is normal behavior to give cash back on over-payment.
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