Hello Mark,
I found the following post and tried these steps in Dynamics 365, Business Edition and I think these are what you are looking for. In the post you will want to scroll down until you see the section titled "My Alternate Solution for Dealing With a Bounced Check".
[View:http://www.reportsyouneed.com/blog/how-to-deal-with-nsf-checks-in-nav-without-using-reverse-transaction:750:50]
You may want to test these steps with a customer in Cronus to just make sure that you get the desired results. Also, the post doesn't include how to create a charge, to be paid by the Customer, you would use the Sales Journal to enter a Finance Charge for the Customer.
Hope this helps!
Jennifer Reinhardt
Please see our Dynamics 365 Financials Support Team Blog for helpful information:
https://blogs.msdn.microsoft.com/dyn365finsupport/
