D365FO Electronic reporting - display payment fee on ISO20022 Credit transfer (AT) configuration

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Posted on by Adis

6,686 Super User 2026 Season 1

Dear all,

We have the standard process implemented to generate payments from the vendor payments journal. The ER configuration is ISO20022 Credit transfer (AT).

We are about to implement payment fees as the bank withholds a fee when the transaction is in CHF.

As you can see, the payment fee is being created in the journal when the payment proposal is run.

What I am missing right now, is the fee itself in the xml file. My expectation was that the fee is being displayed in the xml file as well, however, that is not the case. I am not sure if it works that way that the fee is being displayed in the xml file, maybe the bank just books the vendor payment + the fee without having it on the xml.

I checked the configuration for fees, however, couldnt find anything in the format that would be suitable. In the mapping area everything regarding fees is not mapped to a datasource.

So my question is:

Does anyone use the payment fees and have you achieved it to display it on the xml file?

Thanks in advance for your help, Adis

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Dynamics 365 Finance

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André Arnaud de Cal... 304,708 Super User 2026 Season 1 on at

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Hi Adis,

Not sure if the file should contain the bank fees at all. It is about instructions to transfer money to vendors. You will not instruct the bank to take money from your account, they will most likely take that action themselves. Or am I wrong and was the fee used in probably your previous financial system?

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CA Neeraj Kumar 5,135 Super User 2026 Season 1 on at

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Hi @Adis,

Generally no bank asks the fee amount in the XML file, even they don't give any node for storing the fees amount. It asks for charge bearer, who is going to bear the charge if any. For that we can setup the charge bearer and select on the Vendor payment lines, that flows to xml file as well under node ChrgBr.

In ISO20022 Credit Transfer messages (pain.001), there is a concept called Charge Bearer (tag: <ChrgBr>).This tells the bank who pays the transaction charges/fees.The allowed values are:

DEBT → Debtor (payer) pays all charges.

CRED → Creditor (payee) receives full amount, charges are paid by creditor.

SHAR → Charges are shared between debtor and creditor (most common in SEPA payments).

SLEV → Service Level determines the charge bearer (used in SEPA credit transfers, defaulting to SHAR).

Still, if there is any specific requirement to have Fees amount separately, then ER file can be further extended after knowing the xml node required. [we can further assist here to explain if required]

Regards,

Neeraj Kumar

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Adis 6,686 Super User 2026 Season 1 on at

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Hi,

As I was in contact with our bank as well, they told me what to do.

You can set options in the xml who should pay any fees. The vendor or customer can pay it or it a split is also possible.

Thanks @CA Neeraj Kumar!

They instructed me what to put in the element ChrgBr (1), in order that we pay and not the vendor.

In InstdAmt (2), the currency and amount is to be put int.

Kind regards, Adis

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Adis 6,686 Super User 2026 Season 1 on at

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Hello,

One thing to add. There is a field charge bearer under methods of payment. If that field isnt empty, it will be visible in the xml file.

Kind regards, Adis

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CA Neeraj Kumar 5,135 Super User 2026 Season 1 on at

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Hi @Adis,

From method of payment, it is flowing to the transaction as well, and picking from there.

Thank you for sharing this information 😊

Regards,

Neeraj Kumar

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