Hello everyone,
I am currently testing file exchanges with my company's bank and I ran into an issue about the SCT file generated from the vendor payment journal. The file is also known as the pain.001.001.03 in SEPA vernacular.
I went to check the XSD file provided by the European Payment Council here https://www.europeanpaymentscouncil.eu/document-library/implementation-guidelines/sepa-credit-transfer-scheme-customer-bank-implementation in order to validate the SCT file. A statement was unexpected. Meanwhile, the bank also rejected the file.
The statement in bold is the source of the error as shown below:
<CdtrAgt>
<FinInstnId>
<BIC>XXXXXXXX</BIC>
<Nm>whatever</Nm>
</FinInstnId>
</CdtrAgt>
I fixed the problem by removing the statement in the template in Organization administration > Electronic reporting > Configurations, but Microsoft might want to think of a more permanent fix.
Am I the only one who ran into this problem ?
I am using ISO20022 Credit Transfer (FR) version 39.47.16.
Kind regards to all,
Alexis
