ALL.PAYTM.Once contact 086-090-13-301- the refund is validated at Paytm's end, Paytm deducts the refund amount from your pending settlement amount. On successful=086=090=133=01= deduction, Paytm sends an Accept Refund Webhook to the merchant. Post successful deduction Paytm initiates the refund to the bank. Apart from net banking refunds, this is instant in nature.
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